Volume- 6
Issue- 6
Year- 2019
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Dr. Raj Bihari Lal Srivastava
The financial system of a growing country is crucial to its success. In order to guarantee the country's perpetual progress, it is essential that its population enjoy both economic prosperity and financial security. As a result, the ability to access and use financial services is crucial to the development of an economy for all its citizens. To put it simply, financial inclusion is an effort to improve rural Indians' access to financial services. The first initiatives to ensure that all "bankable households" had access to banking services, including credit, insurance, savings, and more, date back to the year when the United Nations was founded. In India, the government has been making a lot of strides to expand access to financial services. This study makes an effort to give readers a bird's-eye view of the development of financial inclusion in India over the past few years. On the basis of the research done, it can be concluded that financial inclusion in India is in a developing stage in terms of branch penetration. However, the government of India and its citizens must work together to give life to specific initiatives aimed at fostering equitable growth, which are currently in the formative stages.
Associate Professor, Department of Commerce, C.M.P. Degree College, University of Allahabad, Prayagraj, India
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